How to: stay finance-healthy when you’re injured at work
We’re all at risk, all the time, and there’s little we can do about it. You could cross the street and end up splatted on the windshield of a Porsche convertible. You could slip in the bathtub and be in the afterlife before breakfast time. You could die in the most ridiculous way possible and find your final obituary in an issue of the Darwin Awards.
Despite the slender threads of our existence, few of us actively court disaster. So why do some places seemingly insist on being more dangerous than a swim in a volcano?
Shoddy workplaces, poorly maintained pavements and ageing venues – they’re all liable to cause more accidents than an Evil Knievel tribute act.
Thousands of accidents occur every years on UK streets and workplaces – and some have proved fatal.
Like being six degrees away from Kevin Bacon, the average person isn’t far from a chance slip, trip or fall.
So the question remains – what do you do if you’ve suffered an accident that wasn’t your fault?
For a start, try a few of these tips.
Know who to call
You’re resting up in your living room after a nasty scrape at work. The television flickers in front of you as the endless parade of ads invades your vision. But then something intriguing begins. A suited man walks onto an empty soundstage and barks “Have YOU had an accident in your workplace?” as a phone number flashes at the bottom of the screen.
Despite the low-rent quality of their ads, these are the injury claims specialists – and they’re worth getting in touch with.
Call them and you’ll be put through to someone who can assess your case. If you’re accepted as a client, you’ll be on a road of negotiations, accusations and court cases. At the end of this long journey, you could rake in a ton of cash.
Dangers should never be ignored. If you’ve been hurt by a pothole in the road or a clunky piece of machinery in your workplace, the most important step you can take is to report your accident to anyone in a position to fix it.
If the accident was in your workplace, then report directly to your employer. After all, with the risk of a claim hanging over their head, they’ll straighten out their health and safety legislation pronto.
Protect your purse strings
Being out of action for a long period of time can be a disaster for your finances, especially if you don’t’ have any savings in the bank.
Arrange a plan with your employer to cover all major outgoings while you’re away. Alternatively, the government can help you with various support networks for those unable to continue employment.